Agricultural Co-operative Staff Training Institute
LIST OF PUNJAB HOLIDAYS
Under Negotiable Instruments Act
SR. NO.DATEDAYNAME OF HOLIDAYS
126-Jan-2024FridayRepublic day
28-Mar-2024FridayMaha Shivaratri
325-Mar-2024MondayHoli
401-Apr-2024MondayAnnual Closing of Bank Accounts (Bank Holiday)
511-Apr-2024ThursdayId-Ul-Fitr
617-Apr-2024WednesdayRam Navami
701-May-2024WednesdayMay Day
817-Jun-2024MondayId-ul-Zuha(Bakrid)
915-Aug-2024ThursdayIndependence Day
1026-Aug-2024MondayJanmashtami
1102-Oct-2024WednesdayMahatma Gandhi`s Birthday
1217-Oct-2024ThursdayBirthday of Maharishi Valmiki Ji
1331-Oct-2024ThursdayDiwali
1415-Nov-2024FridayGuru Nanak Dev Ji Birthday
1525-Dec-2024WednesdayChristmas Day
1627-Dec-24FridayShaheedi Sahba, Shri Fatehgarh Sahib

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ATM & NEFT/RTGS Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1ATM ChargesAnnual ATM card charges ->1st year free ->2nd year – Rs.100/-Same Charges
2ATM Financial TxnATM Aquirer (Financial Txn) charges, after 5 transactions – Rs.21/- per transactionSame Charges
3ATM Non-Financial TxnATM Aquirer (Non Financial Txn) charges, after 5 transactions – Rs.7/- per transactionSame Charges
4New ATM card issue charges1st ATM card is freeSame Charges
5For reissue of ATM card – Rs.200/-Same Charges
6SMS ChargesRs. 15/- per QuarterSame Charges
7RTGS/NEFT chargesNo chargesNo charges

Bank Gurantee Against Deposit Charges

Interest Certificate Charges

Photo Attestation and Signature Verification Charges

Account Closer Charges Saving/RD

Cash Deposit in Current Account*

Payments under CBS other than Parent Branch

Excess Debit Entries Charges in SB Account

Saving/Current Account->Cheque Book Charges

Saving/Current Account->Minimum Balance Charges

Account Statement and Duplicate Pass Book Charges

SAFE Custody and Locker Rent Charges

Standing Instructions and STOP Payment Instructions

Issuance/Cancellation of Banker Cheque /Pay Order/DD

Cheques/ECS- Outward Inward

Collection of Outstation Cheques/Bills

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