Agricultural Co-operative Staff Training Institute

About Us

Vision

To Develop Credit Cooperatives for serving as a Catalyst of Socio-Economic Development of Punjab.

Mission

ACSTI, Jalandhar aims at 

  • Playing proactive role in guiding the credit cooperatives to improve their operational efficiency through training, research and consultancy.
  • Inculcating the key drivers-Innovation, initiative and Integration among the  cooperators. 
  • Drawing new  contours of performance of credit cooperatives.

Objectives

  • Sensitising the banks of the challenges ahead and to prepare the employees to meet these challenges.
  • Improving the operational efficiency of cooperative banks.
  • Building up managerial and leadership abilities among the officers for organizational Effectiveness
 

ATM & NEFT/RTGS Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1ATM ChargesAnnual ATM card charges ->1st year free ->2nd year – Rs.100/-Same Charges
2ATM Financial TxnATM Aquirer (Financial Txn) charges, after 5 transactions – Rs.21/- per transactionSame Charges
3ATM Non-Financial TxnATM Aquirer (Non Financial Txn) charges, after 5 transactions – Rs.7/- per transactionSame Charges
4New ATM card issue charges1st ATM card is freeSame Charges
5For reissue of ATM card – Rs.200/-Same Charges
6SMS ChargesRs. 15/- per QuarterSame Charges
7RTGS/NEFT chargesNo chargesNo charges

Bank Gurantee Against Deposit Charges

Interest Certificate Charges

Photo Attestation and Signature Verification Charges

Account Closer Charges Saving/RD

Cash Deposit in Current Account*

Payments under CBS other than Parent Branch

Excess Debit Entries Charges in SB Account

Saving/Current Account->Cheque Book Charges

Saving/Current Account->Minimum Balance Charges

Account Statement and Duplicate Pass Book Charges

SAFE Custody and Locker Rent Charges

Standing Instructions and STOP Payment Instructions

Issuance/Cancellation of Banker Cheque /Pay Order/DD

Cheques/ECS- Outward Inward

Collection of Outstation Cheques/Bills

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